:root {
  --bg: #f4f6f9;
  --bg-white: #ffffff;
  --bg-muted: #e8ecf1;
  --text: #0f172a;
  --text-muted: #475569;
  --text-dim: #64748b;
  --accent: #1e3a5f;
  --accent-hover: #152a45;
  --accent-light: #e8eef5;
  --highlight: #c9a227;
  --border: #d8dee8;
  --border-strong: #b8c4d4;
  --shadow: 0 12px 40px rgba(15, 23, 42, 0.08);
  --shadow-sm: 0 4px 16px rgba(15, 23, 42, 0.06);
  --radius: 12px;
  --radius-lg: 16px;
  --container: 1080px;
  --font: "Manrope", system-ui, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

.container {
  width: min(100% - 2rem, var(--container));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 100;
  padding: 0.75rem 1rem;
  background: var(--accent);
  color: #fff;
  text-decoration: none;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
  gap: 1rem;
}

.logo {
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
  color: var(--accent);
  text-decoration: none;
}

.logo-sub {
  display: block;
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--text-dim);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-top: 0.15rem;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  padding: 0.75rem 1.35rem;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 600;
  line-height: 1.3;
  text-decoration: none;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
}

.btn-primary {
  background: var(--accent);
  color: #fff;
  box-shadow: var(--shadow-sm);
}

.btn-primary:hover {
  background: var(--accent-hover);
  box-shadow: var(--shadow);
}

.btn-sm {
  padding: 0.55rem 1rem;
  font-size: 0.875rem;
}

.btn-lg {
  padding: 0.95rem 1.75rem;
  font-size: 1.05rem;
}

.btn-xl {
  padding: 1.1rem 2rem;
  font-size: 1.1rem;
}

.btn-outline {
  background: transparent;
  color: var(--accent);
  border: 1.5px solid var(--border-strong);
}

.btn-outline:hover {
  background: var(--accent-light);
  border-color: var(--accent);
}

/* Hero */
.hero {
  padding: 3.5rem 0 4rem;
  background: var(--bg-white);
  border-bottom: 1px solid var(--border);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  margin: 0 0 1rem;
  padding: 0.35rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--accent);
  background: var(--accent-light);
  border-radius: 4px;
}

.hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.85rem, 4vw, 2.65rem);
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.03em;
  color: var(--text);
}

.hero-lead {
  margin: 0 0 1.5rem;
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 36ch;
}

.hero-points {
  margin: 0 0 2rem;
  padding: 0;
  list-style: none;
}

.hero-points li {
  position: relative;
  padding-left: 1.75rem;
  margin-bottom: 0.65rem;
  color: var(--text);
}

.hero-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 8px;
  height: 8px;
  background: var(--highlight);
  border-radius: 50%;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  align-items: center;
}

.hero-note {
  margin: 1rem 0 0;
  font-size: 0.8rem;
  color: var(--text-dim);
}

.hero-visual {
  display: flex;
  justify-content: center;
}

.hero-card {
  width: 100%;
  max-width: 380px;
  padding: 2rem;
  background: linear-gradient(145deg, var(--accent) 0%, #2d4a6f 100%);
  border-radius: var(--radius-lg);
  color: #fff;
  box-shadow: var(--shadow);
}

.hero-card-label {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.75;
  margin-bottom: 0.5rem;
}

.hero-card-title {
  margin: 0 0 1.5rem;
  font-size: 1.5rem;
  font-weight: 700;
  line-height: 1.25;
}

.hero-card-stats {
  display: grid;
  gap: 1rem;
}

.stat {
  padding: 1rem;
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--radius);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.stat-value {
  display: block;
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 0.2rem;
}

.stat-label {
  font-size: 0.8rem;
  opacity: 0.85;
  line-height: 1.4;
}

/* Sections */
.section {
  padding: 4rem 0;
}

.section-alt {
  background: var(--bg-white);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.section-header {
  max-width: 640px;
  margin-bottom: 2.5rem;
}

.section-header h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  letter-spacing: -0.02em;
}

.section-header p {
  margin: 0;
  color: var(--text-muted);
  font-size: 1.05rem;
}

/* Benefit cards */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.benefit-card {
  padding: 1.75rem;
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.benefit-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  margin-bottom: 1rem;
  background: var(--accent-light);
  border-radius: 10px;
  font-size: 1.25rem;
}

.benefit-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
  font-weight: 700;
}

.benefit-card p {
  margin: 0;
  font-size: 0.925rem;
  color: var(--text-muted);
}

/* Services grid */
.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.service-item {
  display: flex;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

.service-item strong {
  display: block;
  margin-bottom: 0.25rem;
  font-size: 0.95rem;
}

.service-item p {
  margin: 0;
  font-size: 0.875rem;
  color: var(--text-muted);
}

.service-check {
  flex-shrink: 0;
  width: 24px;
  height: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--accent);
  color: #fff;
  border-radius: 50%;
  font-size: 0.75rem;
  font-weight: 700;
}

/* Steps */
.steps {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  counter-reset: step;
}

.step-card {
  position: relative;
  padding: 2rem 2rem 2rem 5rem;
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.step-card::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 1.75rem;
  top: 2rem;
  width: 2.25rem;
  height: 2.25rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  font-weight: 700;
  color: #fff;
  background: var(--accent);
  border-radius: 8px;
}

.step-card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
}

.step-card p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* Requirements */
.requirements-box {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}

.req-item {
  padding: 1.5rem;
  background: var(--accent-light);
  border-radius: var(--radius);
  border-left: 4px solid var(--accent);
}

.req-item h3 {
  margin: 0 0 0.35rem;
  font-size: 1rem;
}

.req-item p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--text-muted);
}

/* FAQ */
.faq-list {
  max-width: 720px;
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-item summary {
  padding: 1.15rem 0;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  float: right;
  font-weight: 400;
  color: var(--text-dim);
}

.faq-item[open] summary::after {
  content: "−";
}

.faq-item p {
  margin: 0 0 1.15rem;
  padding-right: 2rem;
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* CTA */
.cta-block {
  padding: 4.5rem 0;
  background: var(--accent);
  color: #fff;
}

.cta-inner {
  text-align: center;
  max-width: 560px;
  margin-inline: auto;
}

.cta-inner h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
}

.cta-lead {
  margin: 0 0 1.75rem;
  opacity: 0.9;
  font-size: 1.05rem;
}

.cta-block .btn-primary {
  background: #fff;
  color: var(--accent);
}

.cta-block .btn-primary:hover {
  background: var(--bg);
}

.cta-disclaimer {
  margin: 1.25rem 0 0;
  font-size: 0.8rem;
  opacity: 0.75;
  max-width: 48ch;
  margin-inline: auto;
}

/* Sticky CTA */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 40;
  padding: 0.75rem 1rem;
  background: rgba(255, 255, 255, 0.96);
  border-top: 1px solid var(--border);
  box-shadow: 0 -8px 24px rgba(15, 23, 42, 0.08);
}

.sticky-cta .btn {
  width: 100%;
}

/* Footer */
.footer {
  padding: 2.5rem 0;
  background: var(--bg-white);
  border-top: 1px solid var(--border);
}

.footer-legal {
  margin: 0 0 1rem;
  font-size: 0.8rem;
  color: var(--text-dim);
  line-height: 1.55;
  max-width: 72ch;
}

.footer-copy {
  margin: 0;
  font-size: 0.8rem;
  color: var(--text-dim);
}

/* Responsive */
@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .hero-visual {
    order: -1;
  }

  .hero-card {
    max-width: 100%;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .requirements-box {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .hero {
    padding: 2.5rem 0 3rem;
  }

  .section {
    padding: 3rem 0;
  }

  .header-cta-long {
    display: none;
  }

  .sticky-cta {
    display: block;
  }

  body {
    padding-bottom: 72px;
  }
}

@media (min-width: 641px) {
  .header-cta-short {
    display: none;
  }
}